Owner-Builder Companion
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5 min read

21 things I wish someone had told me before I started

Short, blunt, and worth five minutes before you break ground. Read this before your first tradie meeting.

  1. 01

    Don't start construction until you know exactly what's required to sign off each stage.

    Pull the inspection schedule attached to your Construction Certificate before Stage 1, not after.

    Before You Start
  2. 02

    Your cheapest quote isn't your cheapest trade.

    Price what's excluded — waste removal, scaffold, make-good — not just the headline number.

    Quote Comparison sheet
  3. 03

    A bad trade early in the build damages every trade after it.

    Out-of-square framing doesn't stay a framing problem — windows, cladding and cabinetry all fight it later.

    Frame stage
  4. 04

    Never let a wall get closed up on something you haven't inspected.

    Services, bracing, waterproofing membrane — once it's covered, checking it means demolition.

  5. 05

    Photograph everything before it disappears.

    Reo before the pour, services before plasterboard, membrane before tiling. A photo costs nothing today.

    Document Register
  6. 06

    Don't pay for work you haven't checked.

  7. 07

    Get every variation in writing.

    A verbal "yeah that'll be extra" is where scope disputes are born.

  8. 08

    Your Principal Certifier is a resource, not just the person who fails you at the end.

    Ask them directly, before each stage: what evidence do you actually want to see?

    Before You Start
  9. 09

    Electrical, plumbing, drainage, gasfitting and air-conditioning are not DIY under an owner-builder permit. Full stop.

    No exceptions for skill or confidence — you legally need the licence.

    Insurance & Legal
  10. 10

    Wet-area waterproofing is worth paying a professional for even if you're capable.

    The failure mode isn't a small fix — it's tiles and finishes coming back out.

    DIY or Trade sheet
  11. 11

    Don't leave material purchasing until the trade is standing on site waiting for it.

  12. 12

    Don't underestimate rubbish removal and site clean-up.

    It's real money and real time that rarely makes the first budget.

  13. 13

    Your build will take longer than your first program says.

    Build contingency into the schedule, not optimism.

    Build Sequence Schedule
  14. 14

    Your time has a real dollar value.

    The question isn't "can I do this myself" — it's whether your time is better spent doing it, managing it, or paying someone.

    DIY or Trade sheet
  15. 15

    Don't DIY something just because you're technically capable of it.

  16. 16

    Don't hire someone just because they call themselves a tradie.

    Ask to see their actual previous work, not just a quote.

  17. 17

    Keep every certificate, licence check and insurance currency document.

    You'll need them years later — when you sell, not just at handover.

    Document Register
  18. 18

    Don't make design decisions after construction has started.

    Every change ripples through every trade still to come.

  19. 19

    Protect your cash flow.

    Don't pay ahead of completed, checked work — regardless of how much you trust the trade.

  20. 20

    The person legally responsible for this build is you.

    Not your builder, not your certifier, not your trades — NSW makes the owner-builder responsible for the work.

If you only remember five things

1. Get it in writing.

2. Check the licence.

3. Never let a bad trade continue because you're afraid of losing time.

4. Photograph what you're about to cover up.

5. The build is legally your responsibility, not theirs.

Practical Experience

General project-management principles, not a substitute for professional advice or your specific site's requirements. Where this page states an NSW rule rather than a judgement call, that rule is verified elsewhere on this site — see the linked pages.